The Social Security Number has a unique meaning for the average American. It tracks you from birth to death and can be used as a key to access a range of private data, including addresses, bank accounts, tax information, and driver's license details. Even while you undoubtedly know the nine digits of your social security number off by heart, it's probable that you are unaware of what they actually mean.
Millions of Americans now have access to a new financial safety net thanks to FDR's 1935 Social Security Act, which established retirement, disability, and survivor's insurance as well as additional security income for the elderly and disabled. The program is accessible to people once they retire or otherwise become eligible, and it is funded by Social Security taxes paid by workers and their employers. The Social Security Administration (SSA) needed a reliable way to track each citizen's earnings history over their lifetimes after the Act was passed, so the social security number was created. Today, more than 450 million people have received social security numbers.
These days, it seems like everyone wants to know your social security number. You include it on bank loans, medical records, tax returns, credit card applications, student loan paperwork, and license applications. Because it is an easy way to find you in their system, many companies request your SSN. Your social security number can now be used to learn a variety of facts about you, including your past addresses, credit history, and possibly even your health.
Dissecting the Social Security Number
The area number, group number, and serial number make up the nine-digit social security number.
The Area Number
The social security number's first grouping is the area number. Originally, the area number identified the state, region, or possession where the Social Security Administration office issued an SSN (SSA.gov). The area number did not indicate the applicant's residence or place of employment because anyone could apply at any office. The Social Security Administration star+
ted issuing SSNs from its Baltimore headquarters and allocating area numbers based on the applicant's mailing address in 1972, bringing about a change in this situation.
Anyone who applied for a social security number between the years of 1972 and 2011 will have an area number that corresponds to the mailing address provided on their application. The area number, however, cannot be used to identify a person's residence because mail can be delivered anywhere. In 2011, the SSA made yet another change to the "randomization" system that it uses to assign area numbers. After June 25, 2011, anyone who applied for an SSN was given a random area number that is unrelated to any particular location.
The Group Number
The purpose of the middle section of the numbers is to simplify administration for the SSA. The Social Security Numbers with the same area number can be divided into smaller pairs thanks to the group number, which runs from 01 to 99. The group number does not represent geographic information.
The Serial Number
The serial number does not have any specific significance to the location of the SSN owner, similar to the Group Number. Each group number receives a sequential serial number that runs from 0001 to 9999.
You may see that your social security number doesn't specifically describe you. Even the area number, which was associated with a location for 76 years, is ineffective for precisely locating a home. How does an employer learn where you've lived, worked, and gotten into trouble after receiving your social security number? A background check is used.
What Information Does the Number Provide?
Your social security number is mostly used to confirm your identification. One name and one birthday are associated with your social security number. If you have a common name, such as John Smith, your Social Security number (SSN), birthday, middle name, and other corresponding details like your driver's license number and previous addresses where you've shared housing confirm that you are the John Smith in question.